This study of financial institutions and processes highlights changes in the policies and practices of investors, governments and international bodies that would accelerate industrial development of Central America. There are three principal conclusions:
1. Commercial banks and related institutions need more flexibility in their operations under the law and administrative procedures. Among these conditions would be adaptations of credit instruments and interest rates to the requirements of a changing economic structure and market conditions. These would increase the number and range of alternatives open to domestic savers and investors and enable financial institutions to undertake operations of longer terms and greater risks.