Judgment of the Court (fifth Chamber) of 1 March 2012 (reference for preliminary ruling), Case C—166/11: Ángel Lorenzo González Alonso v Nationale Nederlanden Vida Cía. de Seguros y Reaseguros, S.A.E. (Spain)**
A contract concluded away from business premises, under which life assurance is offered in return for payment of a monthly premium to be invested, in varying proportions, in fixed-rate investments, variable-rate investments and financial investment products of the company offering the contract, falls outside the scope of Council Directive 85/577/ EEC of 20 December 1985, to protect the consumer in respect to contracts negotiated away from business premises, in accordance with Article 3(2)(d) thereof (official headnote).