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On the Valuation of Policies of Assurance

Published online by Cambridge University Press:  18 August 2016

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Extract

Policies of life assurance are of many kinds—subject to the payment of premiums in various ways, and to risks of different descriptions.

A policy has several values, according to the purposes to which it is applied, the necessities of the holder, and the intention of the purchaser.

The following pages are intended as a guide to those who, not having made the nature and uses of a policy a subject of study, may yet have occasion to form an estimate of its value for some special purpose.

Type
Research Article
Information
Journal of the Institute of Actuaries , Volume 10 , Issue 5 , October 1862 , pp. 252 - 267
Copyright
Copyright © Institute and Faculty of Actuaries 1863

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References

page 252 note * The moral worth of a policy it is not presumed to estimate, for it is inestimable. The question of money value alone is treated of in these pages, because it alone is marketable.