Using a combination of a cosmological N-body simulation and a semi-analytic galaxy formation model, we investigate environmental effects on cluster galaxies with the ACDM cosmology. We find that stripping of hot gas from galacitc halos as they infall into larger objects sufficiently suppresses star formation in the cluster and successfully reproduces the observed gradients of SFR when we normalize our model to reproduce the observed properties of local galaxies. Consequently, the effect of ram-pressure stripping of cold gas from galactic disks becomes quite small and it is observationally negligible. Therefore, the deficiency of galaxies with intermediate bulge-to-disk luminosity ratios under the hierarchical structure formation cannot be resolved even if we include the ram-pressure stripping in our modeling.