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  1. Home
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  3. Personal Debt in Europe
  • Cited by 6
Publisher:
Cambridge University Press
Online publication date:
April 2019
Print publication year:
2019
Online ISBN:
9781108615358
DOI:
https://doi.org/10.1017/9781108615358
Subjects:
European Law, Financial Law, Law
Information

Book description

Personal debt remains an important factor in many economic models because it encourages people to use debt to finance consumption. Whether this model is sustainable for individuals or the countries in which they reside is an ongoing question of great complexity and many social and economic implications, not only for the burdened individuals and their countries, but also for the EU as a whole. In Personal Debt in Europe, Federico Ferretti and Daniela Vandone examine the 'dark side' of personal debt, or over-indebtedness, in social and economic terms, and legal terms. They employ cross-country consumer-level data to present the latest empirical studies on the problem, analyse these findings to better understand its nature and causes, and discuss the merits of proposed insolvency legislation and harmonisation initiatives in the EU.

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