Flares are observed on a wide variety of stellar types, ranging from closely orbiting binary systems consisting of an evolved member (RS CVn's) and young, nearby super-active M dwarfs (dMe's). The timescales and energies of flares span many orders of magnitude and typically far exceed the scales of even the largest solar flares observed. In particular, the active M dwarfs produce an energetic signature in the near-UV and optical continuum, which is often referred to as the white-light continuum. White-light emission has been studied in Johnson UBVR filters during a few large-amplitude flares, and the best emission mechanism that fits the broadband color distribution is a T~104 K blackbody (Hawley & Fisher 1992). Time-resolved blue spectra have revealed a consistent picture, with little or no Balmer jump and a smoothly rising continuum toward the near-UV (Hawley & Pettersen 1991). However, the most recent self-consistent radiative-hydrodynamic (RHD) models, which use a solar-type flare heating function from accelerated, nonthermal electrons, do not reproduce this emission spectrum. Instead, these models predict that the white-light is dominated by Balmer continuum emission from Hydrogen recombination in the chromosphere (Allred et al. 2006). Moreover, Allred et al. (2006) showed that the Johnson colors of the model prediction exhibit a broadband distribution similar to a blackbody with T~9000 K.