In this study, a novel SnO2 nanoparticle was successfully synthesized by controlling its surface structure. The surface structure on the nanoparticle is consistent of Pd and PdO clusters of which size is smaller than 1nm. For uniform dispersion of the clusters, in-situ synthetic method was applied using Sn acetate and Pd acetate. The method enhances uniformity by mixing two elements as an aqueous solution. Also, those materials lower the processing temperature since the removal of organic components is possible below 300°C. HRTEM observation reveals that the size of the synthesized particle is ranged from 2 to 7 nm and the Pd cluster is uniformly distributed in the lattice of SnO2 particle. In fact, XRD analysis certifies the uniform solid solution of the Pd cluster in SnO2 since the localized Pd peak was not found. Specific surface area of the synthesized particle measured with BET surface analyzer exceeded 100 m2/g. Also, the SnO2-5wt%Pd nanoparticle exhibits the excellent change in resistance of 0.62 after aging at 400°C for 5 hours. Also, the electrical properties show very stable phenomena in spite of long- term aging for 400 hours at 400°C. So, the ultrafine SnO2-Pd nanoparticle could be synthesized by using the in-situ synthetic method.