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This article reflects on research undertaken with low income households over a 12 month period following the ‘credit crunch’, a period characterised by rapid change to the financial landscape in the UK. It argues that people living on persistent low incomes were casualties of the economic ‘boom’ as they did not benefit from economic growth and of the ‘bust’ in that they most keenly felt the impact of the recession and the reaction of financial institutions to the new financial landscape. It concludes by arguing that, reflecting on the complexity of people's lives, addressing indebtedness requires a multi-faceted approach.
The focus of this themed section is on identifying gaps in anti-poverty policy towards children and young people. The idea to address this question originated at the conference ‘A Fairer Society? A Review of Policies for Vulnerable Groups’ organised by the Centre for Research in Social Policy (CRSP) at Loughborough University in September 2006. The section offers a combination of papers from the conference (Bradshaw and Richardson; Smith; Sutton) and papers commissioned specifically to deal with gaps in anti-poverty policy towards children and young people (Lloyd; France; Phung). An overview of some useful sources has also been included (Davis and Sandu).
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